On this page you’ll find some important points you should be aware of while using this website. It should be read in addition to our Terms & Conditions below.
Your investments are your responsibility
We do not accept any liability for any loss or damage which is incurred from you acting or not acting as a result of reading any of our publications. You acknowledge that you use the information we provide at your own risk.
Information, not advice or recommendations
Our publications do not offer investment advice and nothing in them should be construed as investment advice. Our publications provide information and education for investors who can make their investment decisions without advice.
The information contained in our publications is not, and should not be read as, an offer or recommendation to buy or sell or a solicitation of an offer or recommendation to buy or sell any funds or securities. Our publications are not, and should not be seen as, a recommendation to use any particular investment strategy.
Carry out your own independent research
You should carry out your own independent research before making any investment decision. Our publications do not take the specific needs, investment objectives and financial situation of any particular individual into consideration and any investments mentioned may not be suitable for you. You should not base any investment decision solely on the basis of the information that we publish.
Carry out your own independent verification of facts and data
The information we publish has been obtained from or is based on sources that we believe to be accurate and complete. Although reasonable care has been taken, we cannot guarantee the accuracy or completeness of any information we publish. Any opinions that we publish may be wrong and may change at any time. You should always carry out your own independent verification of facts and data before making any investment decisions.
Seek professional advice if required
If you are unsure of any investment decision you should seek a professional financial advisor. Pragmatic Investing Ltd is not a registered investment adviser and we do not provide investment advice or recommendations. We are not regulated by the Financial Conduct Authority.
The value of investments can fall as well as rise. Dividend payments can fall as well as rise. Any information relating the to past performance of an investment or investment service is not a guide to future performance. The funds and underlying share prices may go down as well as up and you may not get back the original amount invested. You should not buy funds or shares with money you cannot afford to lose.
Terms and Conditions
“Pragmatic Investing.co.uk”, “us”, “we” or “our”, refer to Pragmatic Investing Ltd, a company registered in Scotland. Our registered office is 15 Woodhead Avenue, Kirkintilloch, G66 3DW. Our company number is SC548651.
“Publications” refers to this website and any other material we publish, electronic or otherwise.
Changes to these Terms and Conditions
These Terms and Conditions may change at any time and your continued use of our services means you agree to be bound by any updated terms. If there are any major changes we will publish a notice on this website.
Information, not advice
Our publications do not offer investment advice and any information they provide should not be construed as investment advice. They provide information and education for investors who can make their investment decisions without advice.
The information contained in our publications is not, and should not be read as, an offer or recommendation to buy or sell or a solicitation of an offer or recommendation to buy or sell any securities. Our publications are not, and should not be seen as, a recommendation to use any particular investment strategy.
No guarantee of accuracy or suitability
The information we publish has been obtained from or is based on sources that we believe to be accurate and complete. Although reasonable care has been taken, we cannot provide any warranty or guarantee as to the accuracy, timeliness, completeness or suitability of the information we provide for any particular purpose. You acknowledge that such information may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. The opinions expressed in our publications may be inaccurate and wrong and may change without notice.
Availability and access
We reserve the right to amend or withdraw access to this website at any time. We do not accept responsibility as to the operation, functionality or availability of this website. We do not warrant that the use of this website will be free of delay, interruption, interception or error.
Some parts of the website are restricted to registered users. If you are a registered user you must treat any security information (such as but not limited to username and password) as confidential and you should not disclose them.
We maintain the right to withdraw or limit your access to this website at any time if you break any of these Terms and Conditions. We shall have no liability to you for this withdrawal. In the event that your access is withdrawn, these Terms and Conditions will still apply.
Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics of the website. Reproduction is prohibited other than in accordance with copyright law.
All trademarks reproduced on this website which are not the property of, or licensed to, us are acknowledged on the website.
You may not use any part of the material on this website to establish, maintain, provide, or assist in establishing, maintaining or providing your own publications, internet site or other means of distribution.
Limitation of liability
You are solely responsible for your own investment research, decisions and results.
You must carry out your own independent research before making any investment decision. Our publications do not take the specific needs, investment objectives and financial situation of any particular individual into consideration and any investments mentioned may not be suitable for you. You should not base any investment decision solely on the basis of the information that we publish. You should always carry out your own independent verification of facts and data before making any investment decisions.
If you are unsure of any investment decision you should seek a professional financial advisor. Pragmatic Investing is not a registered financial adviser and we do not provide investment advice or recommendations. We are not regulated by the Financial Conduct Authority.
Pragmatic Investing Ltd, its shareholders, officers, employees and any third party vendor will not be liable or have any responsibility of any kind for any loss or damage that you incur, for any reason, as a result of your use of our publications. This includes any failure or interruption of this website, or from any other cause relating to your access to or use of this website.
This website may include links to other websites. We have no responsibility for the content of linked websites and accept no liability whatsoever for any loss or damage arising from your use of any such websites.
We will not be liable for any loss or damage caused by any harmful material that may infect your computer equipment, computer programs, data or other material due to your use of this website or your downloading of material from it.
You agree to indemnify Pragmatic Investing Ltd, its shareholders, officers and employees from and against all actions, claims, proceedings, costs and damages and all legal costs or expenses arising out of your use of our publications and any breach by you of any of these Terms and Conditions.
When content is published about a company and the writer own shares or has a beneficial interest in that company, that fact will be disclosed in the article. However, historic articles will not be updated, so any disclosure represents the relationship between the company and the writer at the time the article was written.
The following conditions apply to the paid subscription service, including the Pragmatic Investing subscriber-only area of this website (the “service”).
Access to the subscriber-only is restricted. To access it you must have a current monthly subscription.
By subscribing to the service you confirm that all of your registrations details are correct and that you will keep your details up to date by editing your user profile or by contacting me by email.
Access to the service will start from the day you subscribe and run for the subscription period you have chosen. Your subscription will automatically renew until you cancel it.
Your subscription cannot be transferred to or shared with anyone else.
If you cancel your subscription within 30 days of its inception you are are entitled to a full refund. If you cancel after 30 days then you are entitled to a pro-rated refund.
We reserve the right to cancel your subscription, without notice or liability, if we determine that you have breached any part of these Terms and Conditions. We reserve the right to refuse to renew your subscription, which you will be notified of via the email address you have provided.
Limited number of subscribers
The number of paying subscribers is current limited to 300. We reserve the right to change or remove this limit at any time.
Your use of this website and any dispute arising out of such use of the website is subject to the laws of Scotland.
These Terms and Conditions were last updated on 12/11/16.